Life Insurance Needs Review

Throughout our lives, we're constantly reminded of the importance of having life insurance to pass on to our loved ones to replace lost income when we're gone.  Unfortunately as time goes by, we forget about it. This could be a big mistake!  We might not have the right amount of insurance coverage to protect our family.  With inflation, a $200,000 death benefit paid in 2004, would not have the same buying power as a $110,000 death benefit paid in 1984.¹

You might need to purchase additional coverage to make up for the difference in value that inflation has caused over time.  All of the following are possible reasons to assess your current coverage and whether it's sufficient to cover your family's current needs.

• Changes in your family?  Marriage? Births? Deaths? Divorces? 
• Income changes?  Increases? Decreases?
• Changes in your employment and group insurance coverage?
• Funding a child's college education? 
• Health changes that may affect the cost of current policies? 
• Term life insurance policies that are nearing expiration? 
• Cash values of whole life insurance policies?

                                                                                          
As life changes life insurance needs change too.  It's important for you to review your current life insurance policies to make sure that they are up-to-date!  

Contact us today to schedule your FREE  "Life Insurance Needs Review" and how it can work inside of your portfolio! 

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